Know Your Rights
As a consumer, you have rights that protect you under state debt collection laws, as well as under the federal Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). By learning the facts about your rights, you will be empowered to help yourself cope with your collection concerns and solve your debt problems. We've divided the Know Your Rights section into five easy-to-follow categories. Click on any link below to begin learning about your debt collection rights.