The first step is to file an answer to the complaint. Your next steps will depend on whether the suit was filed in small claims court or another court. You need to make sure you respond to any documentation received from the creditor or from the court in a timely manner. If given a court date, you need to appear in court on that date. You may want to call the court to find out the status of the case and ensure you don't miss any filing deadlines. When you appear in court, bring any documentation you have as evidence that you are not the obligated consumer or that you have already paid the debt.