Credit Reports and Scores Click on the question to see the answer.

If one reporting agency has removed an account after the 7 year period, can a request be made to the other two reporting agencies to remove it from their reporting?
How often should I pull my own credit report and how often can I pull them without hurting my credit score?
I had two late payments 6 years ago in 2003. How long can they report this on my credit report?
If a company sells a debt after seven years, does the statute of limitations start all over again?
What is the rating system for credit scores? What is considered a poor, good, excellent score?
I requested my credit report from several Web sites and found that I owe an amount to collections. I have not received any mail or information on any of these collections. Can you help me?
Can an employer use an applicant's bad credit as a reason to refuse to hire him or her, even when the position has nothing to do with money?
How long does it typically take for a judgment to appear on my credit report?
Are debt collectors required to remove a trade line from my credit report if they receive a dispute notice?
Are debt collectors allowed to report debts to a consumer reporting agency (CRA) during the 30-day validation period?
Are debt collectors allowed to report debts to a consumer reporting agency (CRA) after receiving a dispute letter but before validating the debt?
Can debt collectors report my spouse's debt on my credit report?
Where can I find information about my credit reports and how to improve my score?
I have a few charged off accounts on my credit report. Is it necessary to pay although the account has been closed?
One of my creditors mistakenly informed the consumer reporting agencies that I filed for bankruptcy. Now my credit report is messed up. Is there any way to resolve this problem?
I consolidated my student loans but the original loans still appear in my credit report. How long can the original student loans appear on my credit report?
How does voluntary repossession affect your credit?
What is the site for getting a free credit report?
If you have an account on your credit report that has been charged off and will come off your report after 7 years, and the debt collector has the same account, is this a new 7 years?
I have a 180 dollar not paid charge on my credit report and I don’t know what it is for. How do I find out and pay it?
How can I obtain a copy of my credit score without being penalized for reviewing my score?
I was notified in writing one of my credit card accounts had been closed. I had opened it in Dec. 08 and had not used it. In the mean time I had qualified to refinance my home, opened an account for some furniture and opened another credit card account. I was trying to reestablish good credit. Did these new accounts hurt my credit?
Do utility companies report on-time payments to consumer reporting agencies?
How long can negative information appear on a credit report?
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