Credit Cards Click on the question to see the answer.

I would like to know if I make a payment to my credit card 15 days before its due date every month, will I have to pay interest?
Can a credit card company cancel a card if I don’t use the card?
If I have my account closed, do they have the right to continue to charge interest and penalties?
Am I liable for a credit card debt after a divorce?
How do I know if a credit card account has passed the statute of limitations?
If a third or fourth party buys a discharged credit card debt, is the account reopened? How can I find out if a credit card account was discharged and therefore the account written off as bad debt? I want to know this in order to find out if a card is past the statute of limitations.
If I know a credit card is past the statute of limitations, can I respond to a lawsuit by stating the debt is past the statute of limitations?
A credit card company is suing me for my past due debt. What do I do next?
I have past due credit card debt. The credit card company has hired an attorney who has filed a court date. I called the attorney to set up a payment plan. The attorney refused my monthly payment offer and wants three times what I can afford. He just says see you in court. Is there anything that I can do before this goes any further?
Health problems have caused me to lose most of my income. I really need help in paying off credit card debt. Where can I go for help?
I was recently contacted by a collection agency concerning an alleged debt from a credit card company that was last used many years ago. I do not have proof that this debt was paid off. What is the statute of limitations on a debt that has had no activity for years?
I have a few personal and credit card loans that I'm struggling with, I've been barely keeping up with them so far but one bank is going to start garnishing my wages and when they do they will take more than I can afford to give with what I'm paying out now. I don't have enough money left over now after paying the other bills to support myself with the everyday living expenses. What can I do?
Does cancelling old credit cards, store cards, or lines of credit hurt your credit score?
For no reason, MasterCard halved my line of credit in October 2008 leaving my balance near my credit limit. Now they've also doubled my APR. Do I have any recourse?
A credit card company sent me a letter stating it is closing its business and I would no longer be able to use my card. However, the company is still billing me a maintenance fee and an online fee to the account and told me I needed to pay the account off or it would turn it over to collections. Should I continue to pay it off and should the company be able to charge me an account maintenance free?
My wife had a credit card charged off 19 years ago and we recently received a bill for it. Do we legally have to pay this? Isn’t there a statute of limitations?
Is it better to pay extra on a low balance credit card account or a high interest credit card account?
I have a credit card that I pay more than minimum on monthly, but the interest puts the balance back up to the same final amount every month. Is there anything I can do to get the finance charges reduced?
How do you lower your credit card payoff amount when you are in good standing with your credit card company? I tried and they said I have to be in default before they would negotiate with me?
If a creditor or debt collector files suit in small claims court to collect a credit card debt, what information do they have to provide to the court to prove I owe the debt?
Is debt settlement better than debt consolidation to take care of credit card debts?
A credit card company has placed a lien on my home. What can I do to resolve the lien?
I have come into some money and plan to pay all of my cards off. Can I call my credit card company to try to get them to settle for less?
I’m shopping for a new credit card with air miles, since I can never redeem miles from my old card. Will cancelling my old card hurt my credit? I hate to continue to pay an annual fee on a card I will no longer use.
How will making one half of minimum payment twice a month payoff my card debt quicker?
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